Is ACH processing on Juneteenth 2027?
Yes. Juneteenth 2027 falls on Saturday, Saturday, June 19, 2027. Federal Reserve Banks stay open, so ACH runs normally on Friday, and payday does not move.
Federal offices and Reserve Banks differ here
Juneteenth lands on a Saturday, so the federal government observes it on Friday, June 18, 2027. Reserve Banks do not close. ACH processes that Friday as normal. A calendar marking it as a bank holiday will push payroll a day early for no reason.
What this means for payroll
Nothing changes. Submit on your normal schedule. The Friday before Juneteenth is a full banking day.
Use the payroll cutoff calculator to get your exact submission date, or the settlement calculator to check a specific file.
Every 2027 closure
See the full 2027 ACH holiday schedule, or check whether the Fed is open today.
The closures either side of this one
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